First-Time Homebuyer Tool
FHA Loan Calculator
Calculate your complete monthly FHA mortgage payment, including Upfront MIP and Annual Mortgage Insurance.
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Taxes & Insurance (Escrow)
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Est. Monthly Payment
$0
Includes Principal, Interest, MIP, Taxes & Ins.
Principal & Interest
$0
FHA Annual MIP
$0
Taxes, Ins & HOA
$0
FHA Loan Details
Base Loan Amount:
$0
Upfront MIP (1.75% rolled in):
+$0
Total FHA Loan Amount:
$0
Disclaimer: This calculator assumes standard FHA rules for 2024. An Upfront Mortgage Insurance Premium (UFMIP) of 1.75% is added to the base loan amount. The Annual MIP is calculated at 0.55% of the base loan (standard for 30-year loans with <5% down). Actual rates, insurance premiums, and taxes will vary based on credit score, lender, and local municipality. Not an official loan estimate.