Education Wealth Builder
529 Plan Calculator
Forecast your tax-free college savings and see exactly how much you save compared to a standard taxable account.
Timeline
Yrs
Yrs
Investments
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$
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Federal + State income tax bracket. Used to calculate how much you save by not paying taxes on earnings.
Total Tax-Free Value
$0
Available in 13 Years
Total Contributions
$0
Tax-Free Earnings
$0
Est. Tax Savings Compared to a taxable account
+$0
SECURE 2.0 Act: Leftover 529 funds (up to $35,000) can now be rolled over tax-free into a Roth IRA for the beneficiary, starting in 2024/2026.
Disclaimer: This calculator assumes contributions are made at the beginning of each month and interest is compounded monthly. The "Tax Savings" compares the 529 plan's tax-free growth against a standard taxable brokerage account where annual earnings are reduced by your specified marginal tax rate (tax drag). State tax deductions for 529 contributions are not included in this estimate.