HMRC 2026/27 Ready
IR35 Take-Home Comparison
See the massive difference between Inside vs Outside IR35 status.
£
Outside IR35 (Ltd)
£0
ESTIMATED MONTHLY NET
Gross Revenue£0
Corp Tax (Est)£0
EfficiencyHigh
Inside IR35 (PAYE)
£0
ESTIMATED MONTHLY NET
PAYE Tax + NI£0
Emp. NI / Levy*£0
EfficiencyLow
The "Tax Trap": Inside IR35 often requires you to pay the Employer's National Insurance (13.8%) and Apprenticeship Levy (0.5%) out of your daily rate via an Umbrella company, significantly reducing take-home. Outside IR35 assumes a standard salary + dividend split through a Limited Company.