🇬🇧 Government Top-Up Scheme
Lifetime ISA (LISA) Bonus Calculator
See how much the 25% government bonus will boost your property deposit over time.
LISA rules: You must be 18-39 to open an account, and max deposit is £333/mo (£4,000/yr).
Total House Deposit
£0.00
Ready to use by age 32.
You Paid In
£0.00
Free Gov Bonus
£0.00
Interest Earned
£0.00
Crucial HMRC LISA Rules
You can put a maximum of £4,000 per tax year into a LISA (£333.33/month). The government pays a 25% bonus (up to £1,000/year) monthly. You can only contribute up to age 50. WARNING: If you withdraw money for any reason other than buying your first eligible home (up to £450,000) or retirement (at age 60), you will face a 25% withdrawal penalty, which means you get back less than you put in!