Commercial Funding Utility
SBA Loan Calculator
Calculate your estimated monthly payments for SBA 7(a) working capital or SBA 504 commercial real estate loans.
SBA 7(a) Loan
SBA 504 Loan
Loan Parameters
$
%
$
Standard 504 structure requires 10% borrower down payment.
%
%
SBA 504 debenture rates are fixed.
Est. Monthly Payment
$0
Principal and Interest
Total Loan Financed
$0
Total Interest Paid Over the life of the loan
$0
Borrower Down Payment 10% Required Equity
$0
Bank Payment (50%) $0 financed
$0
CDC/SBA Payment (40%) $0 financed
$0
Blended Interest Rate Effective Total Rate
0.00%
Disclaimer: This calculator provides an estimate of Principal and Interest (P&I) payments. It does not include the SBA Guaranty Fee (which is often financed into the 7a loan) or ongoing servicing fees. SBA 7(a) interest rates are generally variable and tied to the WSJ Prime Rate. SBA 504 rates are fixed, but the bank portion is negotiated directly with your lender. Startups or special purpose properties may require a 15% to 20% down payment on a 504 loan instead of the standard 10%.